Buffalo Insurance Group

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Medicare
Insurance Options

Medicare is a fact of life for Americans 65 and older. Reaching Medicare age is a milestone many look forward to as it signifies the start of their retirement years. However, Medicare plans are more complex than ever, so it is in your best interest to understand your policy needs and Buffalo Insurance Group, LLC in Nashville, TN can help you choose the right plan for your situation.

Not all medical costs are covered by traditional Medicare, making it important to supplement your coverage with private insurance or a Medicare Advantage plan.

What Is Medicare Advantage?

Also known as Medicare Part C, Medicare Advantage can help cover the costs provided by doctors, hospitals, and other treatment centers that are not fully covered by traditional Medicare. Many seniors add a Medicare Advantage plan to their portfolio as well as taking part in Medicare Part D to provide prescription drug coverage.

Medicare Advantage Requirements

You must be 65 years of age or older and first qualify for Medicare Parts A and B to qualify for Medicare Advantage. There are exceptions to this. For example, people under 65 with a qualifying disability may qualify for Medicare Advantage.

Medicare Advantage Plan Options

Availability varies depending on what private insurance companies in the area are offering, but available plan options typically include:

  • Health Maintenance Organization (HMO)
  • Preferred Provider Organization (PPO)
  • Private Fee-for-Service (PFFS)
  • Special Needs Plan (SNP)
  • Medical Medicare Savings Account (MSA)
  • Medicare Supplement
  • Medicare Prescription Drug Plan (Part D)
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Let Us Help You Find The Right Plan

At Buffalo Insurance Group, we believe in providing solutions to seniors as they transition to Medicare plans. Not only can Medicare Advantage work to protect your health, choosing the right plan can go a long way toward protecting your wealth. This plan is critical if you are going to be living on a fixed income during your retirement years.

It will cost you nothing to learn more about the options available to you. Call or stop by our Nashville, TN office to discuss your Medicare plan options with one of our experienced agents.